Why should I buy umbrella insurance?
Although no one likes to think of the possibility of being caught in a major lawsuit, serious accidents can (and do) happen. Should you ever be sued for a major accident or potentially negligent act, your valuable assets might be in danger.
Personal umbrella insurance helps provide you with extra protection that goes beyond what your homeowners or automobile liability policies cover. Everything from your child’s college fund to your retirement savings could be at risk from legal liability claims, if you aren’t fully covered for this unpredictable situation. Contact ASI for a competitive rate on an umbrella* insurance policy.
What does umbrella insurance cover?
An umbrella policy provides excess liability above your primary insurance limits. For example, if you carry $300,000 liability on your homeowners policy, then it would become a total of $1.3 million if you purchased a $1 million umbrella policy. An umbrella policy with ASI typically offers:
- $1 and $2 million coverage limits
- Personal injury coverage for claims such as libel, slander, defamation of character and invasion of privacy
- Defense coverage for attorney fees and other legal costs
Why choose ASI?
At ASI, we understand how important it is for everyone to have quality coverage tailored to individual needs and budgets. That’s why we provide comprehensive protection at competitive rates.
But we also know you need an insurer who will be there when you need them most and is financially stable to withstand unpredictable circumstances. ASI continues to raise the industry standard by going above and beyond both during and after the claims process. Our company also holds an A.M. Best rating of A - Excellent.
Contact one of our licensed insurance agents today for advice on coverage selections based on your family’s needs or to learn more about exclusions or conditions that may apply.
*Available in AZ, CA, CO, CT, FL, GA, IL, IN, IA, KY, MA, MI, MN, MS, MO, NE, NJ, NM, NY, NC, OH, OK, OR, PA, SC, TN, TX WA, WI.